Effective Date: May 2025

Welcome to PamAllenOnline.com (the “Site”). These Terms and Conditions (“Terms”) govern your use of the Site, its content, products, memberships, and services provided by Pam Allen Online (“Company”, “we”, “us”, or “our”). By accessing or using this Site, you agree to be bound by these Terms.

1. Use of the Site

You agree to use this Site only for lawful purposes. You may not:

  • Copy, modify, or distribute our content or templates without permission.
  • Use our Site to transmit any malware or spam.
  • Impersonate any person or entity.

2. Digital Products and Memberships

Purchases: All digital products (templates, courses, downloads) are final sale. Due to the digital nature of our content, we do not offer refunds.

Membership Access:
When you purchase a membership (such as The Template Treehouse or The Canva Clubhouse), you agree to recurring billing unless canceled before the next renewal date. Access is granted for the duration of your active membership.

License Terms:
Unless otherwise noted, all templates are for personal or business use only. You may not resell or redistribute the templates as-is. You may edit and use templates to create final products for sale.

3. User Accounts

If you create an account on our Site:

  • You are responsible for maintaining the confidentiality of your login credentials.
  • You agree to provide accurate, current information.

We reserve the right to suspend or terminate accounts that violate our Terms.

4. Intellectual Property

All content, templates, graphics, and branding on this Site are the property of Pam Allen Online and are protected by intellectual property laws. You may not use our content without express written permission.

5. Payments and Refunds

Payments are processed via third-party platforms (e.g., Stripe, PayPal). You agree to their terms when using their services. We do not offer refunds on digital products or memberships unless clearly stated.

6. Cancellations

You may cancel your membership at any time. Access to materials will end at the conclusion of your billing cycle. We do not offer prorated refunds.

7. Disclaimer

We do not guarantee specific results from using our templates, trainings, or strategies. Your success depends on your implementation and effort.

8. Limitation of Liability

Pam Allen Online is not liable for any damages resulting from your use of the Site, including but not limited to loss of data or business profits.

9. Updates to These Terms

We may update these Terms occasionally. Continued use of the Site after changes means you accept the new Terms.

10. Contact Us

For questions about these Terms, contact us at:
📧 [email protected]